I for Investment

As an erstwhile Banker, the topic is lucrative enough for me to get distracted and start writing on the need for diversification of funds, tenure of and right time for investment. But a glance at the fee-book of the school where the boy’s future has finally been sealed brings me back to reality. We will have to make a visit to collect books (you read that right) from his school tomorrow and like any other cautious parent, I am keeping the documents ready just in case they decide to recheck if we have actually paid the money!. In my husband’s words, they might ask for proof of existing investment in education before deciding on a further amount of investment for education to begin

Until recently, we were a dual-earning family with major areas of expenditure covering luxury travel, books, movies, and gastronomic adventures at multiple restaurants. Then Tuneer happened. Expenses were channelized towards diapers, baby clothes, baby carrier, perambulator, walker and so on.  Next, I decided to follow my passion and ventured into a profession famous for not having a financial prospect (that too, at my age when most of my counterparts have been promoted to the level of AVPs in Banks). It didn’t bother much though. Primarily because Sr. T is usually supportive of my decisions (those that are not related to the child) and I was making some money for my own survival (since my idea of survival is about eating Momos for lunch and dinner).

But we came face to face with the expenses related to education when Tuneer started his preschool last year. Of course, a metro city meant that the expenditures were meant to be high but the one-time admission plus quarterly fee exceeded all our expectations. Well, it was just the beginning of our long-term investments in this field. Once the school admission brochures were handed over, we realized that the new age schools had taken the concept of development a tad too seriously by quoting an exorbitant amount in the name of development fee. 

A probable return on investment eventually and hopefully
A probable return on investment, eventually and hopefully

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